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Digital Transformation and Smart Contracts in Islamic Marriages

Blockchain-based Islamic marriages in the United Arab Emirates (UAE) represent an emerging convergence of Sharia principles and digital innovation, supported by the Emirates Blockchain Strategy 2021 and Blockchain Strategy 2031. They operate within the framework of Federal Decree-Law No. 41/2024 on Personal Status, Federal Decree-Law No. 46/2021 on Electronic Transactions and Trust Services, Federal Decree-Law No. 45/2021 on the Protection of Personal Data, and Dubai Law No. 4/2022 Regulating Virtual Assets.

Such marriages may be legally recognised if they fulfil all substantive Sharia requirements, including offer and acceptance (ijab wa qabul), qualified witnesses, guardian consent where applicable, and a defined mahr (dowry)—a mandatory financial or material right owed by the groom to the bride as part of the marriage contract, symbolising respect, commitment, and financial security.

The mahr must have lawful and tangible value and may be paid immediately or deferred, as agreed between the parties. Digital mahr may be executed through approved virtual assets, provided they have verifiable market value and are facilitated by VARA-licensed platforms.

Blockchain-based systems must integrate with the Ministry of Justice’s e-marriage platform and official civil registries to ensure enforceability and legal validity. Data privacy and cybersecurity compliance under Federal Decree-Law No. 45/2021 are critical, requiring lawful processing, encryption, and adherence to consent principles aligned with Islamic confidentiality standards.

While smart contracts enhance transparency, automation, and evidentiary reliability, judicial and religious oversight remain mandatory to preserve authenticity and public order.

Drawing from Al Sanhouri’s concept of marriage as both a spiritual and civil contract, blockchain-enabled Islamic marriages combine regulatory integrity, technological efficiency, and faith-based legitimacy, positioning the UAE as a leader in harmonising Sharia law with digital transformation.

Written by Tareq Al Shamsi, Hussam Alghofari, and Tanya Visakan.

To read the full article, click here Digital_Transformation_and_Smart_Contracts_in_Islamic_Marriages.

If you have any questions or need further advice on related matters, please feel free to contact us at info@sat-law.com.

This article was first published by LexisNexis Middle East

24 October, 2025

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